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- $18 to $67.79
- Monthly premium cost
- 29 states
- Availability
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Choice Home Warranty Reviews
About 2-10 Home Buyers Warranty
2-10 Home Buyers Warranty has protected more than 6 million homes over 40 years. With a home warranty, when a system (heater, air conditioner, hot water heater) or appliance (refrigerator, stove, microwave) break due to normal wear and tear, homeowners are offered budget protection to complete the eligible repair. Seven out of every ten homes will experience a system or appliance failure yearly.
Pros & Cons
Pros
- Structural warranties for new homes
- Flexibility in selecting service providers
- Provides essential coverage
- Roof leak coverage available
Cons
- Service call fees can be high
- Some state restrictions
Bottom Line
2-10 Home Buyers Warranty has plans to cover appliances and systems for all homes and structural coverage for new homes. While coverage isn’t as extensive as other providers, 2-10’s plans are slightly more affordable than the competition.
Featured Reviews
The repair person was here in no time and took care of it. He came in, detected the problem, knew what the solution was, ordered the part that was needed and fixed it. 2-10 was al...
Read full reviewThe air conditioning no longer blew hot air and the experience when I submitted the claim to 2-10 was fantastic. It was called in on a Friday and they said that I might not hear f...
Read full review2-10 Home Buyers Warranty plans
2-10 Home Buyers Warranty gives homeowners around the country peace of mind and financial protection, helping minimize the burden of costly repairs. A 2-10 Home Buyers Warranty service agreement gives homeowners nationwide access to a network of more than 6,000 authorized, independent service contractors. They can also access an online Homeowner Portal to manage their account, request service and renew their service agreement.
Coverage packages cover the cost of repairing or replacing certain systems, including parts and labor, for one low service call fee.
2-10 service plans are not available in Alabama, Alaska, Hawaii, Montana, New Hampshire, North Dakota, Oklahoma, South Dakota or Wyoming.
2-10 Home Buyers Warranty cost
The monthly cost for 2-10 Home Buyers Warranty starts at $19 for systems and appliances coverage. Your total cost will vary by plan and your selected service call fee, which ranges from $85 to $125. Their monthly rate comes at a lower cost than the industry average, while their service call fee runs slightly high. If you select any add-on coverage, this will also increase your monthly payment.
2-10 Home Buyers Warranty coverage
The company’s Systems and Appliances service agreement covers the repair or replacement of major home systems and appliances, including parts and labor.
- AC/freon split system
- Furnace
- Plumbing
- Water heater
- Electrical panel/wiring
- Refrigerator
- Oven
- Dishwasher
- Built-in microwave
- Disposal
- Trash compactor
- Washer/dryer
Optional coverage: Available for home buyers, 2-10 offers optional coverage at an add-on rate for the following items: pre-season HVAC tune-up, extended pipe leak, roof leak, septic system, pool/spa equipment, water softener, well pump.
2-10 Home Buyers Warranty coverage exclusions
2-10 Home Buyers Warranty covers the failure of systems and appliances due to normal wear and tear. Pre-existing conditions will only be considered for coverage if they were unknown and could not have been detected by visual inspection or simple mechanical test. 2-10’s service agreement does not cover damage due to misuse or abuse or natural disasters. They also won’t handle hazardous materials, like asbestos.
As is typical with most home warranties, 2-10 does not cover cosmetic defects. In the event a replacement item is provided, there are no guarantees they’ll match the existing brand and color of your current item.
Code violations and haul away services are only covered with the Supreme Protection add-on and HVAC Plus plan add-on. Commercial appliances are not covered under the warranty.
There may also be item-specific exclusions. These will be listed in your contract, so be sure to look for these and understand your coverage. Often, parts and components deemed non-essential to the core function of the item may be excluded. For example, while most of your kitchen appliances may be covered, parts like glass, shelves and accessories may not be covered.
2-10 Home Buyers Warranty coverage limits
2-10 Home Buyer’s Warranty lists the maximum aggregate liability for all claims in a contract term at $25,000. This is one of the higher limits we’ve seen. There is also an item specific limit on certain appliances and systems. This is the maximum 2-10 will pay for the repair or replacement of the item within one contract term.
Item | 2-10’s coverage limit |
---|---|
Built-in or sealed refrigeration units | $2,500 |
Faucet repair and/or replacement | $150/faucet |
Toilet replacement, in the event of sediment/ calcium build-up | $300/toilet |
Limited roof leak | $1,000/term |
Septic system | $500/term |
Swimming pool | $1,000/term |
Well pump | $500/term |
Steam, hot water heat, hydronic systems, geothermal and water source systems, air conditioners, high-velocity systems | $1,500/term |
Concealed or concrete encased items pertaining to ductwork, water, gas, drain, piping, leaks, breaks and wiring | $500/term |
2-10 Home Buyers Warranty FAQ
Is a home inspection required by 2-10 Home Buyers Warranty?
No, a home inspection is not required to get coverage from 2-10 Home Buyers Warranty.
Can I choose my own service provider?
Maybe. In the event that a 2-10 authorized contractor is unavailable, you may be able to select your own technician. The technician will diagnose the problem and then call 2-10 for prior authorization before beginning the work.
Is there a cancellation fee for 2-10 Home Buyers Warranty?
Yes. A $25 processing fee will be applied to your cancellation. Cancellation within 30 days entitles you to a full-refund less this fee, while cancellation after 30 days will receive a pro-rated refund. Cancellation must be submitted in writing via email.
How do I request a service from 2-10 Home Buyers Warranty?
Claims can be submitted online through the 2-10 homeowner portal or by calling their toll-free number. Both methods are available 24/7, and you can log in to the homeowners portal to check the status of your request at any time. To request service from 2-10 Home Buyers Warranty:
- Submit a claim to 2-10.
- 2-10 will assign and dispatch a service contractor.
- Dispatched contractor will diagnose and repair the item if it’s covered under your warranty.
- You will pay the service call fee.
Emergency service: In emergency situations, 2-10 will make every effort to expedite a technician to your home within 24 hours.
Is 2-10 Home Buyers Warranty worth it?
2-10 Home Buyers Warranty gives homeowners around-the-clock peace of mind should something in their home break. In business for nearly four decades, the company has accrued valuable experience taking care of homeowners around the country. Homeowners should be prepared to pay a service call fee for each separate service request. Overall, we found the pricing fair and the coverage adequate, if a little less comprehensive than other plans available. If you’re looking for straightforward coverage of your major systems and appliances, 2-10 should fit the bill.
2-10 Home Buyers Warranty Reviews
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Reviewed Oct. 25, 2023
These people send hard copy letters to our house every 2 months, pretending that we have a home warranty with them that is about to expire. If we don't "renew" with them, "the potential lapse in coverage could result in us being liable for all costs!!!!" We have never had an account with them and have zero do with these shysters. I call the number on the letter every single time. Sometimes they pretend the "property code" number on the letter they sent doesn't come up (because they don't want to remove us). It does come up, they're just liars. Sometimes they pretend they've removed our address but literally have not. They do not remove people from their scam list because they literally believe "if we bombard these people with our scam letters, they'll give in an us us!" We will not, nor would any other semi-intelligent person in the world.
But they REFUSE to take us off their list. I am currently on hold right now with them, being transferred to the FIFTH PERSON, which appears to be the same department I started out with. They are pretending, "We don't have your address here in sales." The department that sends out the scam. They want you to believe this is a legit company. "We have been in business for 40 years!" But they are not. For the love of God people, do not give these shysters your personal info. They got our address off a public list when we bought this house 18 months ago. They refuse to remove us from their list and if they got our personal info, that would be the end. They harass us constantly with this just with our address, imagine if these scumbags had your personal info. AVOID.
Updated review: Oct. 19, 2023
Resolved.
Original Review: Oct. 11, 2023
I made a claim with 2-10 for a hot water heater that stopped working on 9/30. A technician came to the house on 10/6 and diagnosed the water heater as leaking and needing to be replaced. 2-10 advised on 10/9 they would cover a replacement for small out of pocket fee. Then on 10/10 I was told by the contractor that the hot water heater that the home warranty company ordered was delivered to a location in Mooresville NC and it was a 4 hour drive so the technician declined to pick up the appliance.
My home location is in South Carolina so the water heater never should have been called to a Lowes facility in North Carolina. I was then told by the escalation team that they were working on getting a new request in to South Carolina and they would be closing in an hour and to expect a call back on 10/10. I called back the following day and they are working on getting a new water heat called in. Had they called it in to the correct state to begin with I would not be going on three weeks without hot water. The contractors they work with are also not the best as it took 4 days to get an appointment and then they re-scheduled on the morning of two days later. Almost 3 weeks and no hot water and no sense of urgency from my warranty company. Also, safeguards need to be put in place to ensure the equipment they are ordering is going to the correct location.
Hi LaTonya, thank you for your feedback. We appreciate your patience and we will do our best to make sure that you have a more positive experience next time. Thanks again for your feedback and thank you for being the best part of 2-10 Home Buyers Warranty.
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Reviewed Oct. 9, 2023
Horrible company. The company sent a contractor to fix our minor pipe leakage but left a big hole in our drywall without repairing it which cost us more than $800 to fix the hole and paint it. Very long waiting time and rude customer service. Do not use this company!
Reviewed Oct. 8, 2023
We never had major issues, some small stuff but all the time same type of denial process took place. You call 2-10 warranty, a vendor/tech shows up after few days. He talks more works less. He looks for something to prove it’s pre existing but says he would try to get it covered. His attire is shaky and untrustworthy. If he wasn’t thru 210 warranty you would not allow him in your house. One electrician sat on chair and start talking about his issues of life. We politely brought him back to the subject. Our claims were minor but were all denied as pre existing. I didn’t have time to call and stay on phone for 45min to hour and fight for it. I could have gotten my issues fixed for 20% of the amount I gave to 210-warranty already. I just canceled. They need to see how much money a client has given them already and they should take care of at least small stuff.
Also they have to connect with better contractors and need to establish a standard, not the ones who only show up to earn their show up fee and give bad vibes. Most of them are not willing to work because they think it’s not worth It. They don’t get paid enough, they say. So they are happy to collect their show up fee. It kind of free money for them. They collect 6-8 show up fees ($600-800) a day and they are good. It was a horrible experience. Never again!
Hi Emran, we are sorry to hear how you feel but we appreciate your feedback. If you feel we have made an error in handling your claims, please give us a call so we can resolve it. Thank you again for your feedback, and thank you for being a part of 2-10 Home Buyers Warranty.
Reviewed Oct. 4, 2023
Our AC unit went out and it was 90+ degrees in the house. Additionally, there was an electrical burning smell coming into the home that made it seem like we had an emergency on our hands. We urgently made a call to the number listed on our AC unit to have a technician get out there ASAP. The tech was able to diagnose and replace the motor of the unit (which had locked up and melted some components). 2-10 denied our claim and refused any kind of reimbursement, saying it had to be “pre-approved” first. Will wait for the house to catch fire next time while we wait for a pre-approval. Thanks 2-10!
Reviewed Oct. 3, 2023
Purchasing a Home Warranty from 2-10 Home Buyer’s Warranty was our biggest mistake. Coil replacement of our HVAC is already on its three weeks being ON HOLD. The back and forth with the contractor delayed the whole process. 2-10 suggested fixing the coil, while the contractor said the coil could not be replaced. Up to this time, it is still going back and forth. Calling claims customer service is also a nightmare. It will take me at least an hour until someone picks up the call. Sometimes, I wait for someone to pick up the call, and suddenly, the message says, “The office is already closed”.
Reviewed Sept. 26, 2023
My policy was purchased by my builder as this was a new build. After being unable to submit a claim online I phoned and left my number and did receive a call back but was told that my builder had to handle the issue because "they prefer to handle these." Called my builder and was told that it was after the 1 year mark so had to contact 2-10 Homeowner Warranty. Called them back and was told that I couldn't submit a claim because the warranty had expired. This was actually the second time that I had tried to submit a claim.
Hi Faye. We're sorry to hear that you're unsatisfied with your experience. If you feel that we made a mistake, we're happy to take a second look. Please provide your service address so that we can locate your agreement. Then we will reach out to assist you.
Reviewed Sept. 19, 2023
The communication via the 210 site is never updated properly. Total lack of status updates and when trying to call 210 you're on hold for at least 30 minutes usually more. They do not have the best of contractors on their list and hired Advanced Home and Lawn for my dryer repair. I should have immediately requested another contractor. Things did not go well and no communication from the assigned contractor for more than two weeks but he cashed our check and never heard back from him. Neither did 210 but they took 18 days to finally assign someone else. The new contractor seems good but proof will be when the part is in and installed. I do NOT recommend 210 any more than other home warranty companies out there.
Hi Heather, thank you for your feedback. We appreciate your patience and we’ll do our best to make sure that you have a more positive experience next time. Thanks again for your feedback and thank you for being the best part of 2-10 Home Buyers Warranty.
Reviewed Sept. 15, 2023
Horrible company. Sent out one of their contractors to fix my refrigerator and they made it worse. Now we need a new one and 2-10 Warranty will not fight for us as customers and only want to give us $400 for a 5 yr old French door refrigerator. They will not go after their contractor, who ruined our appliance. They don't give a ** about their customers. Bad company. Hiring atty and reported to BBB.
Reviewed Sept. 12, 2023
This is a horrible company. I name them 0-10. They give the service calls to horrible contractors. They did not fix my dishwasher. My dish washer is in the air not attached to anything. They are saying that the brackets are not part of operations. I asked them is it in my contract that brackets are not covered? They said no it’s not. I don’t recommend to anyone.
Hi Hedayatullah, we're sorry to hear how you feel. What you described is not the experience we aim to provide as we pay out 97.5% of all claims placed with us. If you feel we did not honor our coverage, please give us a call and we will review your claim with you. We appreciate your patience, and we’ll do our best to make sure that you have a more positive experience next time.
2-10 Home Buyers Warranty Company Information
- Company Name:
- 2-10 Home Buyers Warranty
- Company Type:
- Private
- Address:
- 13900 E. Harvard Avenue
- City:
- Aurora
- State/Province:
- CO
- Postal Code:
- 80014
- Country:
- United States
- Website:
- www.2-10.com
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