Achieve Personal Loans Reviews

They gave me a loan and they've been great so far. I lost my job in March and they've been very understanding about me paying. They've been putting me on hold until I start working. I started working on October 2nd and I paid half of it. I'll be paying my other half when I get paid again. They try to help you as much as they can. The application process was easy as well. The rep I worked with was great. He explained everything to me in detail and told me what I'd be expecting. Everything was no surprise to me. Their rate is a little steep, but I understand because my credit was bad and I'm trying to build it up until to get better.

The process was very easy. It wasn't like most traditional loans where you have to submit a whole lot of paperwork. And it's very easy to see everything on the website, including what your payoff is. It reminds you when your next payment is and gives you the option if you wanna have it auto paid just as long as you have it in the account by the processing date. Also, all of their reps were very professional. There were a couple of times that I was out sick and I didn't have the leave time so I was in a no-pay status. I knew my check was gonna be short around the time that the loan was gonna come out of my account so I called and asked if I could push it back and they were always very accommodating to assist with that.

Achieve really helped me when I needed a loan. The application process was easy. It was like a yes or no question. They asked me all the questions and I answered. When I spoke to them and I finished all the questions, it took less than two days and they were able to tell me if we got approved or not. They were able to reach back to me within a couple of days. With the first loan that I got from them, the rate was lower. I wish I got a lower rate for the second loan. When you pay off the first loan, they should take into consideration that the person has paid the loan and never been late, and then lower the rate for the second loan. Other than that, I had a good experience with them.

The rep who we worked with at Achieve Personal Loans was great and he really made the process very simple. He worked very well for us. From the time I first searched online, we got an answer in a couple of days. Then, from the time that I first spoke to the rep and we submitted an application, it was approved within 24 hours. And it was funded within a week. And most of that was me getting all the information to them so they could fund it, which was very simple to do. I'm pretty tech-savvy but he walked me through exactly everything I needed to do to get it set up. So, the process was very straightforward.

Achieve Loans was passed down from a credit debt relief with a bank. They told me on the phone it’s a cheaper interest rate on my money (cheaper payment), so, I said, “Yeah.” It was all done by the other bank, registered from wherever it come from. They just swapped paperwork, and I didn't have to do anything. It didn't take very long too. Now, Achieve Loans collects payment every month. They just bank draft it, and I save money. I'm retired and living on a fixed income, so I have to watch my p's and q's. When things get more expensive, it's much higher. The payments might be harder to do in the future.

I was able to speak with somebody from Achieve who was really nice, and he got me in there fast. I got a personal loan for my moving cost. The loan process was easy. I just had to write a quick letter explaining what I needed it for. I had a really good experience. It made it easier for me to move in, and it gave me a place to stay. I was working with really good people and it was super fast. The fund was there in a blink of an eye. It's easy to pay and it's easy to talk to someone if there's ever an issue.

Working with Achieve was helpful, but their interest rates are way too high.

I had a recent deal when I called to change stuff over and the girl didn't hit the button that said, "Don't take it out of my bank account." It messed up my whole account. I'm getting penalized for it because I had to change the one to the end of the loan because it messed my account up so bad. After I pay them off, I won't do business again. Other than that, it's been a good experience. Everybody makes mistakes. I like Achieve. It's a good company. They do good business. I talked to a lot of good people along the way and they have great customer service.

I wanted to pay off some credit cards, so I applied and I got the loan. Everything was straightforward and professional. They explained everything properly to me and exactly what they said they're going to do is what I got. I started to get scared at one time but they were very nice and walked through it with me. Also, the rep called me back to find out if I got the loan and if I was satisfied with what I got. He told me to get back in touch if I have a problem.

Achieve helped me out a great deal. It was easy to do and they were very professional.