Best Home Warranties in Oregon

• Our top picks include American Home Shield, Choice Home Warranty, Select Home Warranty and First American Home Warranty.
• To find the best home warranty in Oregon for you, adjust your coverage to match your needs and risks.
• A home warranty in Oregon typically costs anywhere from $36 to $90 per month from one of our top picks.

Here are our favorite home warranty companies in Oregon, based on local reviews:

• Our top pick overall: American Home Shield
• Our pick for simple plan options: Choice Home Warranty
• Our pick for low service fees: Select Home Warranty
• Our pick for fast service: First American Home Warranty

Methodology

To select our top picks, we started with the home warranty companies available in Oregon on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Oregon, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

American Home Shield’s customizable plans protect more than 2 million members nationwide. Its warranties provide coverage for up to 23 home systems and appliances, and AHS covers items of all ages. All repairs are backed by a 30-day workmanship guarantee.

We’ve compared this company’s plans based on select coverage items below.

*For a home in Portland at the time of publishing

American Home Shield has an overwhelmingly positive review trend in Oregon. It has the most reviews in the state of any company we analyzed, and it has the second-highest ratio of 5-star to 1-star reviews. That’s why we’re comfortable making it our top pick.

Gary from Clackamas wrote, “We're very pleased with the policy, and I recommend anybody that buys a home that is not brand-new to get it. It’s very useful. I would definitely go with them again.”

“It's worth the money to have the extra insurance,” according to Melinda from Portland. “I had another company in the past and did not get the same results.”

Choice Home Warranty has handled more than 4 million service requests. Its team sells home warranties for homeowners, homebuyers, home sellers and real estate agents. CHW also contacts one of its over 15,000 technicians within four hours of receiving your request by phone or online.

We’ve compared this company’s plans based on select coverage items below.

*For a home in Portland at the time of publishing

The review data for Choice Home Warranty in Oregon is strong, but the numbers don’t capture customer enthusiasm and satisfaction as well as the reviews themselves:

“Choice Home Warranty feels like part of the family and they always care about you and your property,” according to Mohamed from Wilsonville. “I had two incidents and they were very fast to respond and assign the proper help. I would definitely recommend them to family and friends!”

Christina from Amity got multiple issues fixed and reported that she “only had to pay $65!!! Thank you CHW!!! I recommend everyone to get a home warranty with Choice Home Warranty!!! They are the best!”

Select Home Warranty provides home service plans for multiple types of homes, including rentals, mobile homes and condos. These plans cover all makes and models of properly maintained appliances, and you don’t need a home inspection before your coverage starts. Select Home Warranty doesn’t limit the number of covered repairs during your coverage term. All claims can be filed on its website or by email.

We’ve compared this company’s plans based on select coverage items below.

*For a home in Portland at the time of publishing

While its review data isn’t as robust as the data for our top pick overall, Select Home Warranty actually has the best ratio of 5-star to 1-star reviews of any of our picks for Oregon. Local reviewers often praise the company for its customer service too.

“The sales representative was great, very informative, and helped me get the right product while helping me ensure I was able to get the best price for the products I needed,” wrote Geoffrey from Aurora. “I was so happy I am adding more homes, and I already passed on the information to another investor.”

Dean from Portland reported that “Bruce, in customer service, was professional and detailed in explaining the many options they had available before finalizing the transaction. Overall I highly recommend Select Home Warranty for your home warranty service.”

For over 35 years, First American Home Warranty has protected homeowners nationwide with its warranty plans. It provides flexible payment options, and it covers your equipment no matter its age. You can submit a claim online or by calling a representative. Normally, a First American technician will initiate service within 48 hours.

We’ve compared this company’s plans based on select coverage items below.

*For a home in Portland at the time of publishing

First American Home Warranty has good reviews in Oregon, and mentions of the company’s fast service are common.

“I called to get my garage opener repaired, the call was handled quickly,” reported Leona from Donald. “A technician was dispatched in a timely manner and was very friendly, went to work right away and finished within the hour. We are happy that we signed up with First American Home Warranty.”

Christine from Woodburn has had similar experiences: “I have called First American on two different occasions. Both times I had the pleasure of talking with a live person who was courteous and eager to get my problem resolved. They promptly contacted a repair company, and that company promptly contacted me to schedule a date for diagnosis and repairs. Based on this I will be renewing my contract with First American this coming fall.”

Home warranties don’t cover weather events in the way that homeowners insurance does, but your environment can put extra wear and tear on your property.

For most homeowners in Oregon, a general policy may be all that’s needed. However, for homeowners in areas with more specific weather concerns, certain policies may be more important.

For example, Mount Hood Village and Altamont experience a lot more snowfall than other cities in the state, so homeowners there will probably want to make sure their policies cover their heating systems with a high coverage limit. Roof leak coverage wouldn’t be a bad idea either.

Conversely, people on the eastern side of Oregon might prefer to focus coverage on their air conditioning since it’s likely to take more of a beating keeping up with the hotter summers.

Consider what’s important to you, your home and your daily life … ”

Consider what’s important to you, your home and your daily life and then make sure your warranty covers those items to an extent that you feel financially comfortable with.

If you’re buying, selling or living in an existing home in Oregon, a home warranty is optional. However, there are regulations that companies offering home warranties (called “home service agreements” in Oregon law) need to follow. These include:

• Writing contracts in clear, understandable language.
• Stating any deductible amounts, what’s covered, what’s excluded and all terms or restrictions.
• Acknowledging and acting within a reasonable time after services are requested (usually within 30 days).

These laws are administered by the Oregon Division of Financial Regulation. If you believe that a licensed warranty company has failed to follow state guidelines, you can file a grievance there.

Regulations for new construction

Oregon contractors must offer a warranty either before or at the signing of the contract for the construction of a new home. However, these contracts are different than the home warranties discussed above.

Typically, these new home warranties cover structural defects for five to 10 years and major home systems for one to two years. Annual costs are usually $250 to $500 per year, not including service fees.

The contractor decides if they want to offer a warranty through a third party or through their contracting business, how long the warranty will last and how much to charge for the warranty.

Buying a home warranty in Oregon can be a great decision if you’re smart about your purchase. So, make sure you’re getting the best bang for your buck by doing your research and comparing companies. A great place to start is our national home warranty buyers guide. You might also find our resources on home warranty costs and home warranty coverage useful.