olive

olive Reviews

olive Reviews
4.4(557)

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Overall Rating4.4 out of 5
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About olive

olive is a consumer-informed mechanical breakdown coverage provider that seeks to offer a high-quality product at the right time in a transparent manner. Plan holders can cancel at any time or transfer the plan to a new buyer without a transfer fee. olive’s customers are in the driver’s seat when it comes to purchasing options and plan choices, and all rates are locked in for three years. Once you choose your deductible and coverage level, coverage begins the next day with no waiting period. olive is the official auto mechanical breakdown coverage partner of the NHL.

Pros & Cons

Pros

  • Quote and buy online 24/7
  • No robocalls ever
  • No waiting period or inspection

Cons

  • Preexisting conditions not covered
  • Vehicle must be 10 years or newer
  • Doesn’t cover some performance vehicles

Bottom Line

olive provides multiple solutions to cover your vehicle. olive has three plan levels with three deductibles available to purchase 100% online or over the phone. Your vehicle must meet age and mileage restrictions.

Featured Reviews

Verified
Sacramento, CA

Their rep was very knowledgeable and he was able to answer the questions that I needed answered very clearly. With the extended warranty, I have a whole lot of security driving. I...

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Verified
Sacramento, CA

We all need extended warranties on our vehicles especially with this pandemic going on. I highly recommend Olive. The coverage did meet my needs. It's understandable for the maint...

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What is olive?

olive offers auto warranty solutions in the form of vehicle service contracts and mechanical breakdown insurance. olive covers cars traveling in the U.S. or Canada, but the vehicle must be registered in the United States. Personalized plan options ensure drivers only pay for what they need. Unlike some of its competitors, olive has no waiting period and does not require any vehicle inspections.

How does olive work?

olive gives you complete control when it comes to receiving quotes and purchasing plans. The company’s online quote tool is available 24/7, allowing customers to buy online at any time. If you prefer to call them, their coverage advocates can help secure coverage.

olive has three plans and three deductibles to choose from, giving you nine options to purchase. Once you select a plan, the rate is locked in and will not change for a three-year term, and you can cancel anytime. When a repair is needed, take your vehicle to an ASE-certified center or dealership of your choice and call to file a claim. You’ll pay your deductible and any non-covered items, and olive pays for the rest.

olive prices

olive’s pricing varies based on the year, make, model, mileage and location of the vehicle. An average olive plan ranges between $25 and $80 each month. When selecting the olive plan that’s best for you, consider your deductible options. olive offers a choice of three plans and three deductibles. Always read the terms and conditions to understand exactly what is covered and any exclusions based on each plan.

olive FAQ

Where is olive available?

Your car must be registered in the U.S. to receive a plan from olive, but the company covers cars that travel in the U.S. and Canada.

Does olive cover used cars?

Yes, olive covers used cars and requires no auto inspection.

Is olive’s coverage transferable?

Yes, olive’s coverage plans are transferable and can be canceled at any time.

Does olive let you customize its plans?

Yes, olive you can customize your coverage plan to meet the needs of your vehicle. You can also choose your deductible amount (options range from $100 to $500).

Is olive good?

olive strives to provide customers with a positive experience. It’s committed to not “nickel-and-diming” its customers and provides multiple plans to choose from. olive makes things convenient for customers by not requiring a vehicle inspection or waiting period when you sign up, and it lets you take your vehicle to any ASE-verified location or dealership instead of forcing you to choose from mechanics in a network.

olive video review

olive video review
Robyn: Hi, my name is Robyn. I live in California. And what got me interested in olive is my extended car warranty was coming to an end. The alternatives that I had considered were, a few of them were Carchex, Select, and of course the warranty company that I had already been with. And after researching olive, I found that they offered everything that I needed. The purchase process was pretty easy. Everything was online. I went ahead and researched everything. However, there were questions that I needed answered, so I did go ahead and call. They answered quite rapidly. The woman on the other line was very patient with me. I had so many questions. She went through every question I had, answered them. We mirrored each other on the internet so she could see what I was looking at. I could see what she was offering. The customer service was excellent. And because of that, that's why I chose olive. My purchase with olive I believe was worth it. My extended warranty was coming to an end. The company that I was with had offered me a warranty that was not comparable to what olive did. And their prices were much higher. I was able to get a lower price and a better policy with olive.

olive Reviews

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Page 1 Reviews 0 - 5
Verified purchase
Customer ServiceCoverageTechPrice

Reviewed July 22, 2023

Leah, the lady from olive, called me right away and she was really awesome. She sent everything and walked me through how to do everything. She made sure that I understood what I was getting myself into and she broke down each of their packages and what it would pertain to my car in terms of services. She let me ask questions about what was covered, so it would help me not to pick the wrong one. She answered all the questions that I had that I signed up the next day pretty much just on that conversation. We were on the phone for 45 minutes. She was very cordial in the way that she brought things up to me and she didn't make me feel stupid.

The warranty is very affordable and in the three years of the extended warranty, when I looked at it, it was the cost of what I paid once at a mechanic for my old car. And it's still not running. So that sold me because of that fact that if it's something that insurance won't cover, my extended warranty will cover. It also makes it better that I can bring my car to the dealership that I choose. When I was discussing extended warranties with my dad, he told me that there's a warranty company where you had to bring your car to a specific shop. Since I'm in a small town, it could be way out of town far away and there's no possible way that you can get it there, and they won’t cover a rental.

Aside from that, the system is all virtual, so I could use it at any time, 24 hours a day, in submitting anything that may or may not happen. And it covers the whole nation. So if I'm on a road trip and my car breaks down, they would still cover me and that is pretty cool. I can go to any place for any service, and I just submit the claim through them. I could also do it from my phone and submit it while my car's at the mechanic. And olive will cover everything. It's so hard to get on the phone with somebody that it makes it a lot easier for me to do everything at my leisure. If I can just set a reminder to do that once I get home, it'll get done because I can submit it. It's not like I'm having a time crunch on top of it.

Leah also told me to print out the policy and keep it in the car so it's handy for me, but everything will be digital as well so I wouldn't have to worry. She pretty much told me what to say to my man to let him agree to me getting it and she gave me the words. It's also nice that she didn't even bother me to leave a review. Usually, they try to do that right away. She just told me to give her a call at any time that I have any issues with anything.

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olive
Response from olive

We are so happy to hear you received the customer service that we aim to bring, Crystal. Thank you for taking the time to share your experience with us and welcome to the olive family!

Cheers!

Ctina with olive

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTechSales & MarketingOnline & App

    Reviewed April 12, 2023

    Olive's sales practice was completely opposite of everything else that I've looked at from either the dealership or other third party policies. It stood out as far as the terms were pretty clear on the website, and it was almost too good to be true. I'm an insurance agent, and I really wanted to look at the policy forms to really see if that was the coverages that they were talking about could be actually true. So after I read the documents and I looked at it, I showed it to one of my co-workers and then he bought one too.

    The rep that I dealt with was terrific. I would hire her to go come work in our insurance agency. She didn't spend a lot of time on the claims process. But I got the dirty details of it. They send you a Visa card or some kind of a debit card, and then you give that to the shop. But I'm not really 100% clear on how the claims process works.

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    olive
    Response from olive

    Great, Adam! We are so happy you dig deep into your coverage options and after careful expertise is applied, also recommended that peace of mind to a co-worker. YOU ROCK! Thank you for this amazing review.

    Cheers!

    Ctina with olive

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed March 3, 2023

    I thought 500 was kind of high but after talking to the guy who worked for olive, he was really nice and I realized that life is just too expensive now. His name was Artie and he was really good at his job. He was the kind of dude you would want for your neighbor and I didn't mind kicking back with him and getting through the signup together.

    I called one day to compare olive to other towing services like Triple A or Good Sam, and with olive, you get the minimum tow to the closest. I asked them if I drove four hours to the next state, planned on going back home, and the car broke down, would it get towed back home. They said no and that it would just go to the nearest mechanic shop. With Triple A, they tow you for 200 miles, then they tow you an additional 100 and another additional 100 and another additional 100. With Good Sam, you get unlimited towing with the roadside. So olive should put on their advertisements how much miles their towing thing is for. They should put a minimum amount there and it should be explained because someone could get confused. But other than that, it is what it is and I like what I got from them. They're great.

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    olive
    Response from olive

    Nic, thank you for sharing your experience and for the towing recommendations. We sure appreciate your feedback and welcome you to the family!

    Cheers!

    Ctina with olive

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedOnline & App

    Reviewed Nov. 22, 2022

    I've bought in the past two years three policies from Olive. Two times, I did it online. And one time, I did it over the phone. Every time, it was simple. Purchasing took five minutes. The only thing that's difficult is the fine print. For example, between tier one and tier three. It says things that it's covered. But when you look at the actual fine print, sometimes it can be difficult to know if a part is covered or if am I paying for too much coverage. Can I get away with a smaller amount? But the price was fair.

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    olive
    Response from olive

    Blake, we sure appreciate you sharing your olive experiences with us. We are available to answer any questions you may have and happy to know you are digging deep into your coverage options. Here for you when you may need us. Happy you are a part of the olive family.

    Cheers!

    Ctina with olive

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 11, 2022

    Olive had to keep asking me about my mileage because it was low and they didn't believe me at first. But they do now. Once I was signing up, they gave me a direct line. They told me they were gonna send me a link so I can put it on my phone to make the direct connection. If anything electrical or a computer system goes wrong, it can be a lot. If it's a transmission, that's $3,000 or $4,000. For me to buy this coverage, it's very economical.

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    olive
    Response from olive
    Hello Judith, thank you for the four stars and sharing your experience. We apologize for the repeated questions about the low mileage for your vehicle. The mileage plays a huge part in your rate, and we want to make sure all of the information is correct before we give you a quote. Welcome to the olive family!

    Lori at olive

    Verified purchase

    Reviewed July 23, 2023

    I was looking for a bumper-to-bumper coverage and the coverage I was presented with was what I asked for. I bought it on the internet and it was easy. I've recommended Olive to other people.

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    olive
    Response from olive

    Thank you, Masoud, for your five-star review and for joining the olive family! We are happy to bring you the peace of mind coverage you were looking for.

    Cheers!

    Ctina with olive

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed July 1, 2023

    I had a problem and when I called, they said I have to call during their business hours. I called when they were supposed to be open but they weren't. I see that's a pattern with them. I was not able to make the claim and I had a serious car issue. They do not keep the office hours that they say they have.

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    olive
    Response from olive

    Hello Christine, we have no record of you contacting our office. I can assure you we are here and are helping our olive customers everyday, Monday through Friday 7-4 CST. We are not able to see calls into the claims department as they are a separate organization. Our hours of operation are listed on our website olive.com, On the site you can view FAQ's and more or chat with a live agent until 9:00 PM Eastern time.

    The customer portal can walk you through, how to file a claim or schedule a repair. All of this information and more. Please contact us today at 866-268-1835, so we can help you with your claim and answer any questions.

    Verified purchase
    CoveragePrice

    Reviewed June 25, 2023

    The person I talked to from Olive was very informative and personable. The price is good for the quality of the coverage. It's the same as a new car warranty with $100 deductible but at the price that they offered that, it was a bargain compared to the other warranties that I looked at.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageOnline & App

    Reviewed June 24, 2023

    The way olive would sign people up for their extended warranty is very easy. So, it's very user-friendly for young people, the people who are familiar with computers. But it would be troublesome for older people who prefer phone calls. Other thatn that, they showed me what is and what is not covered right in my face so I would know what I would get into. Also, they answered all my questions. They were polite and professional.

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    olive
    Response from olive

    Thank you, Daye, for taking the time to share your experience and recommendations on customer service. We are always looking to improve and feedback from real customers is invaluable! Welcome to the family, we also are available by phone, for customers who prefer to not go digital. We really appreciate this five-star review and look forward to bringing you peace of mind on your adventures.

    Cheers,

    Ctina with olive

    Claims HandlingCoverage

    Reviewed June 12, 2023

    Olive.com distinguishes itself from other warranty companies by promoting its no waiting policy. In fact, OIive.com displays the trademarked phrase "Buy today, Covered Tomorrow" on its website. The day after purchasing my vehicle, I noticed a shuttering while driving on the interstate and immediately took it to AAMCO Transmission & Total Car Care. The technicians determined that the transmission was the cause and needed replacing and they filed a claim with Olive.

    The following day, an Olive inspector arrived to verify the issue and recommended a transmission replacement and forwarded for approval. Two days later, I was notified that the claim was denied due to the fact that the policy was purchased one day prior. Based on that fact, the approval manager determined it was a pre-existing condition, which is excluded from coverage, and overruled the inspector's recommendation. This company is engaged in deceptive marketing and questionable business practices by penalizing customers for utilizing a feature or service that it promotes. It excludes pre-existing conditions but defines preexisting condition ambiguously as to essentially render all claims deniable.

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    olive
    Response from olive
    Timothy,

    Maybe I can help you understand why we know it was pre-existing. The vehicle had been driven 0 miles from purchasing to repair. Therefore, suggesting there was an issue and a policy purchased to cover it. Very sorry you did not purchase PRIOR to the issue. As that is what we are here for.

    Wishing you well,

    Ctina with olive

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    olive Company Information

    Company Name:
    olive
    Website:
    olive.com