Omega Auto Care

Omega Auto Care Reviews

Omega Auto Care Reviews
4.1(1,287)

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Overall Rating4.1 out of 5
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About Omega Auto Care

Omega Auto Care offers extended auto warranties that continue coverage after factory warranties expire. The company has several coverage options that all include additional benefits like roadside assistance, rental car reimbursement, road hazard coverage and trip interruption insurance. Omega Auto Care covers cars up to 15 years old with less than 250,000 miles.

Pros & Cons

Pros

  • Wide-ranging plan options
  • Covers older cars
  • Small down payments
  • Maintenance plan for life of policy

Cons

  • No online quote process
  • Not available in every state

Bottom Line

Omega Auto Care offers a variety of options for extended auto coverage. It doesn’t have online quotes, but its pricing, reimbursement policy and ability to cover older cars make it worth the call.

Featured Reviews

Verified
Louisville, KY

I filed a claim for a control arm of my 2016 Dodge Charger with Omega Auto Care. The process was fairly easy. I just gave my information to the people who fixed my vehicle and the...

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Verified
Riverside, ND

I couldn't afford to pay things that are not right with the vehicle. ... I went with Omega and everything was good. ... I made an appointment then I went in there and they did my ...

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Omega Auto Care cost

Although costs vary, expect to pay roughly $2 a day for one of Omega Auto Care’s extended warranties. Exact prices depend on your coverage and the make, model, year and mileage of your car.

The best way to get an accurate price is to request a quote. Unfortunately, there is no online quote process from Omega Auto Care. However, you can call and speak to a representative to receive more information on pricing.

Like most extended auto warranty companies, Omega Auto Care offers a 30-day money-back guarantee in case you change your mind. Omega Auto Care down payments can be as low as $50. Down payments for extended auto warranties from other companies are often $100 or more.

Omega Auto Care plans

Omega Auto Care offers five plans, ordered here from the least coverage to the most coverage: Powertrain, Powertrain Plus, Powertrain Enhanced, Used Stated and Exclusionary.

Powertrain
The Powertrain plan covers your vehicle’s:
  • Drive axle*
  • Transfer case*
  • Transmission*
  • Forced induction system*
  • Engine*
*The given Omega Auto Care plan covers some repairs in this category but not all
Powertrain Plus
The Powertrain Plus plan covers your vehicle’s:
  • Drive axle*
  • Transfer case*
  • Transmission*
  • Forced induction system*
  • Engine*
  • Electrical/high-tech components*
  • AC and heating systems*
*The given Omega Auto Care plan covers some repairs in this category but not all
Powertrain Enhanced
The Powertrain Enhanced plan covers your vehicle’s:
  • Drive axle*
  • Transfer case*
  • Transmission*
  • Forced induction system*
  • Engine*
  • Electrical/high-tech components*
  • AC and heating systems*
  • Cooling system*
  • Fuel system*
*The given Omega Auto Care plan covers some repairs in this category but not all
Used Stated
The Used Stated plan covers your vehicle’s:
  • Drive axle
  • Transfer case
  • Transmission
  • Forced induction
  • Engine*
  • Electrical/high-tech components
  • AC and heating systems*
  • Cooling system
  • Fuel system*
  • Brakes
  • Suspension
  • Steering
*The given Omega Auto Care plan covers some repairs in this category but not all
Exclusionary
The Exclusionary plan covers your vehicle’s:
  • Drive axle
  • Transfer case
  • Electrical/high-tech components
  • AC and heating systems
  • Transmission
  • Forced induction system
  • Cooling system
  • Fuel system
  • Engine
  • Brakes
  • Suspension
  • Steering

Every Omega Auto Care plan comes with roadside assistance, trip interruption insurance and rental car reimbursement. More specific information about what each Omega Auto Care plan covers is available on the company’s website.

Omega Auto Care coverage

Omega Auto Care covers cars up to 15 years old with up to 250,000 miles. This is on the higher end of the market in terms of both mileage and age.

Most Omega Auto Care warranties cover a car for five years, but there are also plans that don’t last quite that long. Omega Auto Care has a typical waiting period of 30 days and 1,000 miles before coverage kicks in. Repairs can be made at any licensed repair facility. To file a claim, just call Omega Auto Care’s claim department.

All Omega Auto Care warranties come with roadside assistance, trip interruption insurance and rental car reimbursement. 

  • Roadside assistance includes vehicle fluid delivery, towing, lockout services, flat tire changes and jump-starts.
  • Rental car reimbursement values vary by plan, but the most common is $30 per day for up to five days.
  • Trip interruption reimbursements are $75 per day for up to three days. You must be 100 miles or more from home to qualify for this, though.

Omega Auto Care’s Road Hazard Coverage also pays up to $400 to cover repairs on your tires (limit $100 per tire).

All Powertrain plansUsed StatedExclusionary
Car ageUp to 15 yearsUp to 10 yearsUp to 7 years
MileageUp to 250,000 milesUp to 150,000 milesUp to 250,000 miles

Omega Auto Care FAQ

Where is Omega Auto Care available?

Omega Auto Care is available in 46 states. The company does not offer warranty plans in Minnesota, Rhode Island, Washington or California.

How many plans does Omega Auto Care offer?

Omega Auto Care has five plans across three tiers.

  • Exclusionary coverage is suitable for vehicles that are seven years old or less with under 100,000 miles at the time of signing.
  • Used Stated warranty coverage is suitable for vehicles 10 years old or less with under 150,000 miles.
  • Powertrain protection is suitable for vehicles less than 15 years old with under 250,000 miles. Within this tier are three additional plans: Powertrain, Powertrain Plus and Powertrain Enhanced.
Does Omega Auto Care cover older vehicles?

Yes, but Omega Auto Care does not offer coverage for vehicles more than 15 years old or with over 250,000 miles.

Is Omega Auto Care legit?

Omega Auto Care is a solid choice if you are looking for an extended auto warranty. Its reimbursements are relatively generous, even if the overall costs of its plans are average. Small down payments make it easy to get started. Omega Auto Care is a particularly good choice for cars with high mileage since it covers vehicles with up to 250,000 miles.

Omega Auto Care Reviews

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2 featured reviews
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Page 1 Reviews 0 - 5
Verified purchase
Claims HandlingCoveragePricePunctuality & Speed

Reviewed Aug. 26, 2023

Omega approves things right away. They replaced the turbo injector for us. The problems we've had was not usually Omega's fault. It was the mechanic’s and the shop’s. Unfortunately, with every claim, I have to get a broker involved. Once I do, things happen quickly. But each repair tends to take up to a couple of months for me to get my cars back. They have a towing option and other bonus options that I never even got to capitalize on because they're only within certain time frames and certain parameters. You can only get a rental car while your car is being worked on. But until they're working on it, you can't get the rental car.

Even though Omega provides parts, if you don't take your car to a mechanic that doesn't accept the parts from Omega, they can charge you whatever they want. Omega would say, “I'm sorry. There's nothing we can do". We had to get our car taken to another facility because one facility wanted $1,300. I could have done it myself for $300. Omega said they were trying to work with them. The broker found me found two mechanics in my town who were willing to accept the parts and charge me much less. My out-of-pocket ended up only being $100. I'm supposed to have $100 deductible. I went through the special website to schedule my appointments and Omega waived my deductible through the shop. Because we had to move my car to another shop, they even waived my deductible there, too. Omega also covered my diagnostic fee at both shops. They did good by me, especially with that particular repair. It could have cost me a lot of money but instead of costing me more, it cost me less.

I am disappointed now I don't have them because my car got too many miles. There were two times that I needed Omega for that particular car. Those two repairs covered more than I paid. It was worth it. There was the inconvenience that I didn't have my car for a few months and I had to deal with talking to different people and moving my car, but it was still cheaper than me having to buy another car or me having to pay for those things out-of-pocket.

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    Verified purchase
    Claims HandlingPunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 9, 2023

    Being protected with Omega Auto Care has not been the most pleasant experience. They're just the better of the evils out there. I was with them for a full term four years, and that plan expired, and I renewed just recently with them. I renewed with them specifically because they had a very large claim that they had to pay on the first policy. That experience wasn't the best, though it ended up very good. I got reimbursed on the rental car. Surprisingly, when I sent in the receipt, it was paid quickly.

    I had a claim for a new transmission. It's about $7,000. I turned the car in. I brought it into the shop the day the policy expired. So, it was met with some opposition initially, but once they saw that it was still a valid policy after that, then it moved quickly. There were no issues going forward. I talked to the manager and the supervisor who initially was trying to deny the claim. I told him my personal feelings, how I don't like how this industry scrutinizes every claim that comes across their desk and looks for a way to deny them instead of being that person who can save the day because at the end of the day, that's what these policies are. They are peace of mind.

    This experience was a full circle of experience because of the way that they've begun to try to deny a claim so quickly. I said, “Listen. I get it. You're in the business to make money. Obviously, you're still in business, so it stands to reason that you take in more premiums than you pay out claims. So I get it. But goodness, don't be so quick to scrutinize each and every one, kind of deal.” So, we came to the middle ground, and at the end of the day, I am happy. I just had to fight tooth and toenail the whole way. The moment they realized that they're on the hook for it, they took responsibility. They moved very expeditiously.

    If you're considering Omega, make sure you get the right person to work with. Some of them are not pleasant, and I have had very bad experiences. I was talking to one woman who I was asking about canceling the policy and getting the refund and she was like, “Oh, you can just cancel it.” So, she canceled the policy without me giving her the authorization. I was only inquiring. I said, “But you didn't even do the refund.” She said, “Oh, well, you didn't say you wanted a refund.” She was going to cancel the policy, and I owe nothing more. She wasn't going to inform me that I had a refund due to me. That part was shady. I said, “Would you do that if your mother was canceling the policy?” She said, “We're not entitled to inform you that a portion can be refunded back to you.”

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed April 17, 2023

    I first got the Omega when I had my truck and it's been five years now that I've had the warranty.

    I took my truck to the dealer as I needed service. I gave them my extended warranty, but it didn't go through the extended warranty because I didn't realize that I still had an extended warranty from the dealer. When my truck was paid, I extended the warranty. When there was an issue with my air conditioner, I went to get service and it was declined. The first time I took the car to the dealer, they ripped me off. I was not going to take my truck there so I asked Omega what dealers they have listed so I can go to them. I went to the one here in Port Saint Lucie. The guy there was so rude and he he said it was declined and it was gonna cost me $3000 to fix my air conditioner.

    I asked why it was declined and he said "Because you still had an extended warranty on that particular part of the air conditioner." When I called the dealer and I asked if I had an extended warranty on the compressor, he looked it up and said no. The warranty expired a certain year. That was when I called the auto repair again and told him what the dealer said. But he said that was what my extended warranty said. I called Omega again and I told them the story about how I no longer had the warranty. The rep looked and told me it was still warrantied. I said, "No, it's not. I have proof here that it's not." He told me "I can't do anything. You have to go back to your auto. That's what your auto repair said."

    When I went back, I said the auto repair, "Don't do anything until you get this fixed." That's a lot of money and I've been on this insurance for a long time. I showed proof that the part wasn't on the warranty. The repair shop called Omega again and got it fixed. Omega finally accepted the claim. I still paid the guy 800 and Omega extended warranty paid the remaining.

    On top of that, the repair shop guy said I was gonna need brakes and pads. He said he could do everything for almost close to $3,000. In the beginning, he was so nice. But when I didn't wanna do the brakes and everything with them, he got mad. I called two other mechanics and they told me, "But that doesn't have to do anything with Omega." That's too much as well. I got my brakes and everything for less than 1,000.

    When they fixed my air condition, the guy had to take pictures for Omega to believe them that it was a true statement. When they declined the claim, I was gonna cancel my Omega extended warranty because what's the use of having extended when they're always declining my claim? But I still kept it and my truck's been in good condition. I still have it until '24. But no, definitely, I'll give them a 5. I'll give Omega a 5.

    Go for Omega. But you have to be careful with the shops because they'll double the price. Even the dealer will double the price. I have a really good friend at the Cadillac. I said, "When I brought it here, they still charged me over $2,000. I know that I could have fought it, but I was just so busy." I really got mad at the insurance sometimes. Omega didn't wanna talk to me because they go directly to the shop.

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    Verified purchase
    Customer ServiceClaims HandlingCoveragePricePunctuality & SpeedOnline & App

    Reviewed Feb. 2, 2023

    I have a Honda HR-V and I had to have a transmission replaced on it. There was a lot of back and forth to see who was going to pay and it took me over a month to really get my car somewhere where I could begin to get it fixed. When I brought my car to Honda Hills and they called Omega up, they said that my warranty expired. I got really pissed off with that and I had to get in touch with them to ask what was going on. I had to go through all the channels to find somebody to say the correct status. They said they didn't know who said that and why it was said because I pay every month on time.

    I have Omega for over two years and never missed a payment. And I don't know why I had to go through so many people. That's not what they go through every month when they take that money out of my checking account. Also, I don't know if I got a used transmission or a new one. Nobody ever came back to let me know but the person who did the repair for me said that most likely, it's a rebuilt. That bothered me because I don't know how much mileage is on this rebuilt.

    It was ridiculous trying to get the repair done thru Omega Auto Care, but after all the dust settled, they kicked in and did what they had to do. It's a good company, but they need to sharpen up the edges a little bit and have a little bit more patience, especially when you're dealing with people like me who really don't know stuff about this field. That's why we rely on them. And maybe they need to revamp their company when it comes down to putting personnel on the phones or work with people who really don't have it that well. The patience of some of the reps was short and they didn’t want to answer the questions that I had. But there were some people who picked up where the other ones had fallen and straightened it out.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPriceOnline & AppRefunds & Payouts

    Reviewed Dec. 4, 2022

    When the original warranty from Chrysler and Dodge and Jeep went out on my vehicle, Omega contacted me and I talked with them. They told me what they covered and I liked the deal. They told me the price, what my payments would be, and what my down payments would be. Everything was manageable for me so I signed up. So far, I've renewed twice. I have the same protection but it's on a different policy because my old one expired at 101,000. Omega said I had 30 days and that I had to drive so many miles before I was covered as far as what they will pay.

    My car was taken in for repair and I was told the shop wanted to flush out all my system. The gasket in my exhaust by the manifold was loose. Omega was gonna do the exhaust but they couldn't cover it because that was under the basic maintenance of the vehicle. But I always kept that truck in running condition with the oil changes and stuff like that. We figured that out and it was a minor problem.

    What happened was my vehicle was trying to start over and it wouldn't catch. It was a relay switch that Chrysler came out with and it was discontinued. What they did was they came out with a new switch that they put in the box. They probably sent me something saying that it was a recalled product. The guy that actually did the switch found out it was a relay switch with a wire to it. He opened up my hood and showed that to me. I went on and had it done. It cost me $300 but it's okay.

    I had a claim way back in 2018 and Omega covered it. I took the car to a Dodge, Chrysler, and RAM in Naperville. I paid my $100 deductible and the issue was fixed. They gave me the receipt and it was $1,100 worth of work to do on that truck. Omega always told me that any ASE-certified shop can work on the vehicle and they will cover it. But I rather for the dealership to deal with it.

    I've been dealing with Omega and since they're good, I would recommend them. But as far as looking forward to and seeing what a warranty covers, make sure it covers everything as far as what you need to cover. I even have that now with the new warranty. It has that basic maintenance coverage on it such as oil changes and tire rotation. I'm satisfied with Omega. I had different companies calling me trying to get me to switch over and I told them, "No, I have a warranty, an extended warranty on my vehicle and I'm very happy with who I have." I've been locked in with them for years.

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    Omega Auto Care
    Response from Omega Auto Care

    Thank you for being a longtime Omega Auto Care customer. We are so happy to hear that you have enjoyed your coverage, and been with us all this time. We truly appreciate you!

    -Omega Auto Care

    Verified purchase
    Claims HandlingTechRefunds & Payouts

    Reviewed Oct. 29, 2023

    I had a Chevy 2017 Silverado 2500HD Diesel covered with Omega. I wish that I had more protection based on what I got out of it as far as the EGR system, but that was just a higher package and I think I was just being cheap. So ultimately, that kind of rolled back on me but I didn't have any problems with them personally. I filed claims a few times. There was one claim that dragged on but I completely get why. What had happened was the fuel rail sensor went bad. I took the car to the dealer to get it looked at, verified, and repaired. I made a claim with Omega and they did take quite a while to do it but it was mostly because they had to fly someone out there to inspect the truck firsthand which is completely understandable because that was an expensive repair. It was like $8,000.

    The rest of the time, it's been like, "Oh, yeah, I need to get this fixed." Then they instantly refund the money. I didn't even handle them. I just handed off their number, my policy number, and a couple of other things over to the dealer, and they dealt with everything for me. Omega did what it needed to. I just sold my truck. So, I kinda wanted to get what I could out of the warranty if anything remained.

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    Verified purchase
    Claims HandlingCoverage

    Reviewed Oct. 29, 2023

    Omega covers my 2009 Chevy Silverado. I did a couple of things and besides the fact that it takes forever to get ahold of them, their claim process was simple. Overall, I'm satisfied. They do what they say they're gonna do.

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    Verified purchase
    Claims HandlingPrice

    Reviewed Oct. 29, 2023

    I've done oil changes and I had an airbag issue on my GMC Sierra. When I submitted a claim, it wasn't difficult. It just took a little time, because they were short-staffed like everybody else. So I gotta hold for a while. Other than that, they do what the contract says they'll do. I'm satisfied. The price is good too. I would recommend them.

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    Verified purchase
    Customer Service

    Reviewed Oct. 18, 2023

    Roadside assistance and a one-time battery replacement came with my Omega warranty. There's also a one-time brake service and brake pads coverage. It has a one-time windshield wiper replacement, too. I was satisfied with the signing-up experience and when I called to talk to somebody about repairs, they were very helpful. They were understanding and they worked with me. I'd tell my friends to save some money and go sign up with Omega as well.

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    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Oct. 17, 2023

    Omega Auto Care covers my 2012 Equinox LS. I filed a claim and I just got my vehicle back about a month ago. They said that they had to rebuild the engine in it, but then I talked to the person with Omega and they said I had to come out of my pocket and pay $500 to get my car back. The Hampton Chevrolet said that Omega paid about $3,000 for the engine. But when I spoke to a representative from Omega, they said it was like $9,000 for work that they've done. I was like, "Well, how is that possible?" Then I tried to get back in contact with the person that I was speaking to and I could no longer get back in contact with them.

    I have all my paperwork from Hampton Chevrolet. They had my vehicle for almost four months without me even having a rental. So, I had to borrow other people's cars to get around to my doctor's appointments and everything like that because it was back and forth between having Chevrolet and Omega. No one was really communicating with each other, and they were waiting and waiting for an adjuster. Then when the adjuster came and asked them to break the engine down, they broke the engine down and then tried to get back in contact with him. It took another while for him to come, but then just to come back and look at the engine again, and then he wanted them to break the engine down even more.

    They said, "Well, we can't break it down no more because we already had the engine off the block and we had the engine." Then they want to know the measurement of piston rings and all that stuff like that. The whole time that all this was going on, I had no vehicle. I was never reimbursed within four months that I was out without a vehicle, and I had to pay other people to take me to the appointment or either pay them to use their car.

    When I got back in contact with Omega, I wanted to go ahead and cancel my policy, and they were like, "No, you can't cancel it now. We done pay $9,000 to get your vehicle fixed." I was like, "Well, wait a minute, though. If you paid $9,000 to get my vehicle fixed, why was I without a rental car for three and a half, four months?" They didn't have an answer for that because they said that Hampton Chevrolet was not getting in contact with them and Hampton Chevrolet said that Omega wasn't getting in contact with them. So, I was the one that was getting the shaft. For four months, I was calling, and Omega was still taking payments out, which is $172 and some a month.

    When I picked my vehicle up, I had to buy a brand-new battery because the battery that was in the vehicle all of a sudden went bad. Hampton Chevrolet said, "Well, we got a battery and it'd cost you 300 something dollars for the battery and install." I didn't have any money like that. So, I had to borrow some money to buy the battery from AutoZone. I was really screwed for about four months on Omega. They said they understood the frustration that I went through, but there was no compensation. I'm still really salty about that.

    This lady finally helped me out when she told me that once I got my vehicle, if I had any more problems, I could give her a call. She was the one that really helped me. She went above and beyond to try to help me get my vehicle. She was talking back and forth to Hampton Chevrolet. As of right now, I wouldn't recommend them to anybody because of the bad experience that I had. Omega never sent me any paperwork showing me that they paid $9,000 for the car, but I got paperwork that Hampton Chevrolet said they got 3,000 for them to fix the car. With the warranty that I had, I should have only paid a $100 deductible, but I had to pay almost 500 out of my pocket to get my car back from Hampton Chevrolet.

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    Omega Auto Care Company Information

    Social media:
    Company Name:
    Omega Home & Auto Care
    Company Type:
    Private
    Address:
    50 N Laura St
    City:
    Jacksonville
    State/Province:
    FL
    Postal Code:
    32202
    Website:
    omegaautocare.com