Smart AutoCare Warranty Reviews

Smart AutoCare Warranty has three levels of warranty coverage: Premier, 5-Star and Advantage Care. It also sells gap plans and ancillary coverage. All plans include 24/7/365 roadside assistance, which covers the following:

• Battery jump-start
• Fuel, oil and water delivery
• Towing service
• Lockout service
• Flat tire change
• Substitute transportation
• Trip interruption

SmartGAP plans

Smart AutoCare’s SmartGAP plans can help maintain the value of your vehicle with additional coverage. You have to purchase this coverage when you buy the original warranty, however.

• True Gap: This coverage pays the difference between the loan value and the insurance company’s settlement in the event of a total loss. It’ll also pay $1,000 toward your deductible.
• Total Loss Protection: This adds coverage to True Gap and gives drivers a down-payment credit of up to $5,000 toward the purchase or lease of a new vehicle at the original selling dealership.

Ancillary coverage options from Smart AutoCare include the following:

• Lease-end protection
• Paint and interior
• Paintless dent repair
• Key replacement
• Road hazard
• Tire and rim
• Windshield appearance protection

Smart AutoCare Warranty doesn't provide prices on its site, but you can typically expect to pay about $2,500 total for an extended warranty on a vehicle. The cost of an extended warranty depends on your vehicle’s model, age and mileage, plus your physical location.

Usually, the older and more driven the vehicle is, the more expensive the warranty will be. Some companies may split the payment over a few months or years or have the dealership bundle it with the vehicle purchase.

Talk to Smart AutoCare Warranty directly to see what options you have and at what price points.

Discounts

Never be afraid to ask for discounts. Some car warranty companies offer discounts for senior citizens or military service members. Some also offer discounts for signing up for multiple years or for multiple vehicles. Check with the company to learn more.

Smart AutoCare has an online mobile claims app you can use to submit a claim and track its progress.

All Smart AutoCare service is handled by the team’s ASE-certified claims adjusters. You can speak with a live phone rep, get payments on claims by credit card and access the status of your repairs at any time. The company says its claims are typically paid within two hours on the same day. That said, make sure to read the contract fully before you sign up for your first repair to make sure you’re set up financially.

Smart AutoCare Warranty has more than two decades of experience, and all its contracts are backed by a Contractual Liability Insurance Policy (CLIP) issued by an A-rated carrier. But because the company doesn’t offer a sample contract or pricing online, it might be hard to tell whether its plans are worth it for your specific situation without calling, speaking with a rep and seeing a sample contract.