Tower Loan Reviews

I have made ZERO loan inquiries. Yet Tower Loan sent me a $6,004.00 check out of the blue. No application or approval process. I'm sorry, that's not advertising, that's entrapment! That's not all, cashing it means I agree to a 35.8% interest rate! Almost $3,000.00 on top of the $6,000.00, and that's if I can pay it off in 2 years. Like probably most others who received one of these I definitely could not pay it off in that amount of time so the interest total would be even higher!

I am NOT a customer of this company. One of their employees came to my house, about 10/ or so miles from town. This person drives into my carport and begins yelling out the window. Now, with all the shootings and robberies around here lately, I may exit my home with a firearm. This person could have stopped in the driveway and used the sidewalk like a normal person would. But, he decided it was better to drive into my carport and begin yelling out the window. My security system captured all of this. I sent an email to the company service, but don't know if they will do anything. They may want to teach their employees how approach someone's house. So, watch out if someone approaches your house. Be ready for a firefight, but it may be one of their idiots looking for someone else...

They are terrible with confidentiality. They will do whatever they feel is ok to obtain information. The most unethical place I have ever had to deal with. By no means will I ever be using them again. I am a private person and they went to people who were not a reference of mine. And began airing my business.

I got a notice in the mail that I was pre-approved for a $50,000 loan. I spoke with the company and told them I only wanted 25000 to consolidate my debt to one payment and have it deducted from my bank account. At this time I was told that I was not approved and that they wanted to get me in their program to negotiate my debt. I told the woman that I was not interested because I was fully capable of paying my bills, I was looking for convenience. She kept saying that was what they were doing. I told her when I got the cards I signed and gave my word that I would pay my full debt. She said what did I care that the Banks sure didn't care about me.

Pay day loans, “bad credit” all kinds of things that make you think, you won’t pull my credit. I didn’t see that coming. After submitting my app, I was declined in seconds. How can you advertise we work with people with bad credit it’s. I’m on disability and every pay day company won’t help me. I’m very disappointed. I needed that for my medical balance for spinal injections or I can’t have one on Monday. Thanks for nothing and pulling my credit. I’m ready to dispute this.

I will never get another loan from Tower Loan Natchitoches!!!! Number one you will never finish paying because of high interest rates. I have always had an open communication with the manager. When my bill was 8,000 and late we have always communicated. As soon as my bill dropped to 1,200. They started coming by my house harassing and threatening me. I have talked to others and have had that same problem. I will never have another loan with this company. I have called my lawyer and he can not believe and will be handling any harassments and threatening from here.

I got told I got approved for $2,500. So I filled out all the paperwork sent all the documents told me that my loan was going to be there 24 to 72 hours and I even called and they said most likely it'll be there by 5:00 p.m. today. Then oh about 4:15 shows up and get a email that says I was declined after filling out all the paperwork sending all the documents that they asked for telling me I was approved and it would be deposited then I get a denial. These people are clowns. I still have the copies of the emails, the approval and then a few hours later the denial. I don't even think that's legal.

I got a loan from them for furniture in 2020. Never late! They kept calling trying to get me to get extra money and I would refuse. Then all of sudden I started getting calls saying I’m late. I go there with receipts. They show where a payment was received late and I had to make a late fee. 3 months later same thing. So I asked them, "Are you intentionally holding my payments, just so you can credit them late so I would have to pay more. Because as you can see I’m making the payments and you are receiving them them on time." They got extremely mad and started cussing. So I asked him to explain why they are been credited late when you are receiving them on time.

Every single month I set up a payment to pay these people. I get paid twice a month and the way my bills are set up I pay them with my second check and like clockwork, I start getting calls. When will I pay, I tell a person then another one call the next day. I’m like, are you serious? I get talked to any kind of way. This last time a girl called and I said, "I will be setting up a payment for the next Tuesday." Well, she misunderstood and someone else called.

I took out a loan for my daughter to help her with a personal issue. She lost her job and was having trouble pay the loan. I called and asked if we could pay the interest on it and explained my situation. That technically it was my daughter's loan but in my name. I am on disability and can barely pay my own bills. They told me they didn’t do the pay the interest thing and that I needed to pay something by a certain date. They kept calling me, harassing my Mom, harassing my friend in Lake Charles. I called them once again and tried to explain my situation. Told them I couldn’t handle the stress right now. It’s the holidays, my son has been missing since Aug of 2014. That I was already fragile, to please stop I’m doing the best I can.