How much do walk-in tubs cost?

How much does it cost to install a walk-in tub?

Walk-in tub installation costs range from about $700 to $3,000, though most average $1,500 or less. If installing your walk-in tub requires you to get larger pipes or a wall surround, installation costs will go up. You’ll also have to pay for labor costs, which may or may not include the removal of your old tub.

Most walk-in tub companies provide an in-home consultation so you can get an accurate estimate of the costs based on your situation. Because this is a major purchase for most homeowners, many companies also offer financing options or flexible payment terms to make it more accessible.

Compare walk-in tub prices

There are several types of walk-in tubs, each with its own pros, cons and price point. Check the chart below to see price ranges for various types of walk-in tubs.

Are walk-in tubs covered by Medicare?

Medicare doesn’t consider walk-in bathtubs to be durable medical equipment (DME) and will not cover the tub or installation costs except in a few extreme cases, such as accommodating somebody with a spinal cord injury. Some Medicaid plans provide reimbursement, but you’ll need to file a claim with details about why the walk-in bathtub is medically necessary. The odds of Medicaid reimbursement are stronger when a walk-in tub is an absolute necessity. In most cases, a written description outlining your medical diagnosis and why you need a walk-in tub is required for consideration.

Does Medicaid cover walk-in tubs?

You’re more likely to fund your walk-in tub purchase through Medicaid than Medicare, but Medicaid coverage varies from state to state. To determine if you can get help paying for a walk-in tub, research your state’s Medicaid waiver policies or contact your Medicaid authority directly.

Are walk-in tubs tax deductible?

If so, you may be able to claim it as a Medical or Dental Expense. If you're the caregiver of an older person and decide to install a walk-in tub, you may be able to claim the tub’s cost under the Dependent Care Tax Credit.

While your walk-in tub may not be tax deductible or covered by insurance, you can often work out a payment plan with your walk-in bathtub company. Some companies even offer low-interest financing for qualifying customers.

Getting financial assistance for walk-in tubs

Purchasing a walk-in tub isn't cheap, but there are various other avenues you can explore for financial assistance:

Walk-in tubs are only tax deductible if they're purchased because of medical safety reasons.

• If you're a veteran, check with the Department of Veterans Affairs to see if they offer programs that help with paying for walk-in tubs.
• Look at home modification grants available in your area. Some states offer non-Medicaid financial assistance programs for older adults and people with disabilities.
• Some nonprofit organizations serving mobility-challenged communities may also offer assistance. Check with local charities and aid groups to see if you qualify for help buying a walk-in tub.

Don’t let the upfront price of a walk-in tub discourage you. While the expense is considerable, a walk-in tub is an investment in your safety and comfort.