Zurich Vehicle Service Contract Reviews

When my thermostat was overheating, the repair company dealt with Zurich for me and getting authorized to do the repair took a long time. It’s like they didn't know I had a warranty. The company had to get everything approved, and it took a whole week and a weekend. I was in a loaner car for the weekend. I also had to pay a deductible, which I didn't know I'd have to. I wasn't told anything about that when I paid $4,500 for the insurance. They just took my money.

I was sold a warranty for my car and when I tried to get the claim, I was told that it was the wrong type or it wouldn't qualify for my car. The good thing was the dealership corrected it and Zurich was able to process the claim. So once we got past that hurdle, everything went smoothly. At one point, the part was going to be replaced and it cost 800 bucks. It was some type of sensor. I updated the warranty and by the time it came back up again, the dealership said they just moved around some wires and were able to figure it out. So what went through the warranty was a different component than what would have originally when the dealership thought I had a different warranty. At the end of the day, the car seemed to work. The services were restored and the problem was addressed. But it raised an eyebrow when all of a sudden, the suggested way forward was changed from what was first told to me.

I called Zurich because when I went to pick up my vehicle, I had scratches on my bumper that the dealership had done. They told me that they were gonna handle it. What they did was put a touch-up paint on my brand-new car. When I called, I wasn't familiar with what Zurich would cover as far as that went because it said that they paint as long as there were no dings or dents and there wasn't. They reassured me they'd take care of it but it still looks like crap on the part where they scratched it and tried to touch it up.

I used Zurich twice and it was so clean. The process was excellent and pretty easy. They did the job right away and I'm okay with that. It was same-day service for both claims. I damaged the steer tire in the front. Zurich replaced it. For the second claim, I had a nail on the rear tire passenger side. They replaced that too. When I went to the shop a second time for my tire service, they couldn't find me there. I said, "Look, I have the warranty. What are you guys talking about?" They looked for it. The representative said he didn't have it. But I told him, "My friend, you don't know what you're doing." He goes, "No, I know very well what I'm doing." I told him, "Come on, man, call your supervisor."

I wanted to find out if what problem I was having was covered and when I called Zurich, it literally took 25 minutes of being on hold for somebody to finally pick up that I had to put my phone on speaker because my arm was getting tired. But the reps were very helpful. They asked me a few questions and got my contract number.

Purchased 7 years extended warranty on new truck and when I actually needed services done only 1 issue out of 3 that I took truck in for was covered. Make sure to read all fine print disclosures before buying this warranties, not because it says bumper-to-bumper does it really mean that.

The back windshield wiper on the van stopped working. It worked, but the liquid didn't come out to clean the back window. We took the car in, and they cleaned the air filter in the cabin and then they fixed our back windshield wiper, and it was free. The dealer called us back, and they said it was all covered under warranty. We signed the paperwork and left.

They've been good. But every time that I use them, I end up paying and I don't know why. Also, they don't do something with paint chips. I thought that would be covered, but it's not.

I took the Zurich contract along with the car when I purchased my car last year. The car AC stopped working. So, I went to Fresno and dropped my car over there, and I took my rental car. I used that rental car for two days and I returned it as Mitsubishi was taking a lot of time. I don't want to pay continuously for the rental car from my pocket. Zurich just gave me only two days for a car rental. They gave the maximum for car rental was $40. But for $40, you never get the car for rent. But their customer service was good. I was able to talk to the guy and they gave me stuff for this one. But they said, "Yeah, this is not our hand. This is our policy. We can pay only $40 per day for the car."

I extended my 4 year extended warranty last month. 2100 for 2 years for my Kia Optima but Zurich said there was a '1 month' waiting period to start (so you are really only covered for 23 months). Standard warranty covers Heating and AC - a motor went out on the heating unit that controls vents - they refused the Dealer indicating it was not covered under standard warranty though Heating system is specifically covered. Tried to reach Zurich rep and was transferred around and disconnected. After being given a direct line for CS I had to go through 7 prompts to get on hold for CS. Waited 25 minutes and no one picked up. I had a part go bad on the sunroof the initial 4 years and was told it was not electronic so it was not covered; had a wheel that needed replaced and was told I had not added the wheel and tire. COmpany covered 1 claim with a deductible for about $550 in 4 years. Cancelling due to dishonest claims coverage and unreachable staff.